Free tool — calculate expected value, house edge impact, and streak probabilities for any baccarat bet. No signup required.
| Outcome | Probability | Payout | House Edge |
|---|---|---|---|
| Banker | 45.86% | 0.95:1 | 1.06% |
| Player | 44.62% | 1:1 | 1.24% |
| Tie | 9.52% | 8:1 | 14.36% |
| Pair | 7.47% | 11:1 | 10.36% |
Run 10,000+ hands with Martingale, Paroli, Fibonacci and more. See your equity curve and bankruptcy probability.
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This free baccarat probability calculator helps you understand the mathematical reality behind every bet. Enter your bet amount, select your bet type (Banker, Player, or Tie), and instantly see:
With a house edge of just 1.06% (after the 5% commission), the Banker bet has the lowest house edge of any standard casino bet. For comparison, American Roulette has a 5.26% house edge, and most slot machines range from 2% to 15%.
However, "best" doesn't mean "profitable." Over thousands of hands, the house always wins. Understanding this math helps you set realistic expectations and manage your bankroll wisely.
This calculator is for educational purposes only. All probabilities are based on standard 8-deck Punto Banco baccarat rules. Actual results may vary. No strategy or tool can overcome the house edge. Please gamble responsibly.